What Is A Pauper Funeral?

What really is a pauper funeral? Read below to know more.

The term pauper’s funeral is used to describe the burial of someone who has died with little or no money to pay for their funeral. This usually means that the person was not expected to have any monetary resources, but does not necessarily mean that they were poor in material possessions or social relationships.

The legal term “pauper” is no longer used in England and Wales, since the introduction of the National Health Service. A few people who are not able to afford their funerals make use of this service.

If the deceased did not waste his/her money on drugs, smoking or gambling it would be quite likely that they could leave enough behind for an inexpensive funeral even though they were never wealthy by modern standards.

It is not illegal in England and Wales for a funeral director to provide a basic funeral service (coffin, hearse, etc) free of charge to anyone who wants one. This would not include the services of the undertaker’s staff. However, it would be unusual since no one can expect someone to work for nothing except out of charity.

The only exception may be if the deceased had some other connection with the particular firm e.g. they were regular customers or employees.

Most people who take this course will have left instructions that there are to be no-frills attached to their funerals. They might even insist that their families do not spend too much on flowers either! There is usually little point in inviting the neighbours to come along, although it would be nice of you.

Many firms have a standard notice they put on the coffin explaining that flowers are not being accepted because the deceased made special arrangements.

This type of funeral service is usually restricted to people who have died shortly before it takes place. Anyone else will probably have some funds available for their funerals, even if they haven’t left money specifically for that purpose.

The only exception might be someone dying of an illness which meant they expected to die soon anyway, but without ever having had any savings or property to sell to pay for their funeral.

Some people do make provision for these eventualities by joining burial societies. These are private companies that are paid up to £30 a month by their members. When they die, the survivors are entitled to claim up to £255 for funeral expenses.

This does not include doctor’s fees or medicines, but there is usually an allowance for death duties and legal costs. However, this type of society is no longer very popular because of high inflation, poor investments and low-interest rates on savings accounts.

It is also possible to buy insurance policies designed to pay out money if the policyholder dies within a certain time scale after taking out the policy.

You would probably need to be in good health when you applied so that the company could not suspect fraud, but it may be worth investigating these types of policies especially if you have any dependents who will be left financially disadvantaged if you die.

Another possibility is a funeral bond. The reason why these bonds do not have a very good reputation is that they are often mis-sold by insurance agents and bank staff to people who don’t need them or can’t afford them. If you want one, it would be safer to check with the Citizens Advice Bureau first.

You might also consider making a will instead of buying the bond; this may prove more suitable for your circumstances and save you money in the long run because wills are free (although there will be lawyer’s fees involved when you make one).

People who cannot pay for their funerals might consider joining an organisation such as the Society of Voluntary Lying-In-Wards (SOVLIW) for which they pay monthly or annual contributions. SOVLIW members who die as paupers are buried by charitable funds and their bodies are relegated to outlying cemeteries.

Some people joining the society may do it to make sure that their children inherit property rather than their spouse, but it is also possible for a member to nominate another person to be the recipient of any benefit if he/she dies first.

This can be quite an economical way of securing your funeral expenses even though you might not own property yourself.

Many different companies supply “deathcare” services ranging from simple coffin fittings to complete funerals including burial or cremation of the body. Most firms base their charges on an hourly rate rather than a fixed fee for funerals which vary in length.

This allows them to vary prices according to local conditions of supply and demand, which is why it can be more expensive to have a funeral in London than in some other parts of the country.

A few companies do charge by the job though, usually because they can make up all the arrangements beforehand so that there is no waiting around after somebody dies before they can get paid.

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